Their decision will be binding on you and us. The appraisers then follow a procedure set by law to establish the amount of damage. Either you or we can, within 60 days after you file your proof of loss, demand in writing that appraisers be selected. If so, Massachusetts General Laws, Section 191 A of Chapter 175 provides for a method of settling the disagreement. Sometimes there may be a disagreement as to the amount of money we owe for losses or damage to your automobile. You must allow us to inspect your automobile. We will evaluate the request and either authorize or deny any supplemental payment. The notice must be received by us prior to the completion of repairs otherwise, the additional cost may not be paid.
Auto mechanic shops near me plus#
You or the repair shop must notify us by telephone or in writing if the cost of repair is expected to exceed our payment plus the amount of your deductible. If you or your chosen repair shop dispute the accuracy of the appraisal or our payment to you, the following applies to you, referral shops and other registered repair shops: If you later give us proof of proper repair, the actual cash value will be increased. In this case, we will reduce the actual cash value of your automobile by the amount of our check plus the amount of your deductible. You may choose to cash our check and not repair your automobile. If you do not intend to repair your damaged automobile: Please see your automobile policy for details. You may choose not to participate in our Direct Payment/Referral Plan by returning the check to us and then have your automobile repaired in accordance with the Completed Work Claim Form procedure. (Referred to as betterment or depreciation on the appraisal) OR 3. You are responsible for any costs resulting from the use of parts that are of better quality than the parts that were on your automobile at the time of the accident. If the shop charges you more than our payment plus the amount of your deductible for the repairs, we will negotiate with that registered repair shop, but we cannot promise that we will pay the difference. We do not guarantee the quality of repairs at the other shops, but a registered shop has posted a bond for the protection of its judgment creditors and may provide you with its own warranty. You may choose any other registered automobile repair shop from the list provided in your search results. (Referred to as betterment or depreciation on the appraisal) OR 2. If you do, we will guarantee the materials and workmanship of the repair and the cost to you will usually not exceed our payment plus the amount of your deductible. You may choose a referral shop from the list provided in your search results.
If you intend to repair your damaged automobile you may select one of the following options:ġ. They are not part of our Repair Assistance Program as outlined above however, we will guarantee any claim-related work completed by an Amica Referral Shop. These shops meet the quality standards of the Massachusetts Referral Program. When your car is ready to be picked up, you’ll simply need to pay your deductible (if applicable). The shop will collaborate directly with an Amica Appraiser to facilitate your repair process. When you select an Amica RAP shop, we’ll send them a repair assignment, and they’ll contact you to schedule a time to drop off your vehicle. Our RAP shops provide hassle-free, Amica-quality service and trusted repairs, and we guarantee any claim-related work completed by them for as long as you own the car. Additionally, all Massachusetts RAP shops meet or exceed the quality standards set by the state of Massachusetts.
Each of these shops meets the high quality and service standards set by Amica. Our Repair Assistance Program (RAP) includes more than 1,600 certified repair shops across the country. An insurance company cannot pay for any repair work performed by an unregistered shop.Īs an Amica customer, you can always choose your own registered repair shop, but if you need help selecting one, the shops that are a part of Amica’s Repair Assistance Program (RAP) and the Amica Referral Shop program are indicated as follows: Amica RAP Shop Please note that Massachusetts state law requires all auto repair shops to be registered. Below is a list of every registered auto body repair shop in Massachusetts listed by county.